Apply for TD Cash Back Visa Infinite Maximize Rewards Benefits
Discover a credit card that turns everyday spending into rewarding opportunities with the TD Cash Back Visa Infinite. Offering a robust rewards program, this card empowers you to earn cash back on every purchase. With a focus on dining, groceries, and gas, it provides consistent value for your essential expenses.
The card comes with several additional perks tailored for convenience and security. Enjoy travel insurance, purchase protection, and access to the Visa Infinite Concierge service. With these advantages, the TD Cash Back Visa Infinite card doesn’t just reward your spending; it also enhances your peace of mind while shopping and traveling.
As a Canadian resident, you can maximize your financial flexibility and enjoy valuable rewards. Explore an opportunity to streamline your expenses while benefiting from the comprehensive offerings of this premium credit card. Start earning and saving today by incorporating the TD Cash Back Visa Infinite into your financial strategy.
Benefits of the TD Cash Back Visa Infinite
1. Lucrative Cash Back Rewards
The TD Cash Back Visa Infinite card offers a compelling cash back program that allows you to earn money on every purchase. You can earn 3% cash back on eligible grocery and gas purchases, 1% on recurring bill payments, and 0.5% on all other purchases. This setup provides substantial rewards, particularly for essential spending categories. To maximize this benefit, consider using your card for routine expenses where higher cash back rates apply, and always pay your balance in full to avoid interest charges.
2. Comprehensive Travel Insurance
As a cardholder, you enjoy access to an extensive travel insurance package. This includes out-of-province or country emergency medical insurance and travel accident insurance, providing you with peace of mind during your travels. Additionally, there’s coverage for delayed and lost baggage, flight/trip delay insurance, and trip cancellation/interruption insurance. To effectively utilize these benefits, be sure to book your travel arrangements using the card, as coverage is typically contingent upon this requirement.
3. Complimentary Roadside Assistance
TD Cash Back Visa Infinite cardholders receive complimentary membership to the TD Auto Club, which comes with 24/7 roadside assistance. This benefit covers a range of services such as towing, battery boosts, flat tire changes, and lockout assistance. Keep the roadside assistance number handy in your vehicle to ensure you’re prepared in the event of an unforeseen vehicle issue.
4. Purchase Security and Extended Warranty Protection
This card provides additional protection for new purchases. The Purchase Security protection covers eligible purchases against loss, theft, or damage for 90 days. Additionally, the extended warranty doubles the manufacturer’s warranty up to an additional year. To maximize these protections, save your receipts and proof of purchase documents for any claims you may need to make in the future.
5. Special Access to Events and Offers
Cardholders can enjoy exclusive access to special events and exciting offers through the Visa Infinite Privileges program. This includes benefits like dining experiences, entertainment events, and premium offers. Stay updated by regularly checking the TD and Visa Infinite portals to ensure you do not miss any valuable opportunities.
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| Advantages | Description |
|---|---|
| Cash Back Rewards | Earn up to 3% cash back on grocery and gas purchases, enhancing everyday spending. |
| Travel Benefits | Access travel insurance and concierge services, making travel more convenient and secure. |
The TD Cash Back Visa Infinite card offers remarkable advantages tailored for savvy consumers seeking to maximize their spending potential. One of the strongest features of this card is its generous cash back rewards program. Cardholders can earn up to an impressive 3% cash back on categories such as grocery and gas purchases, ensuring that you gain significant returns on everyday expenditures.Furthermore, the travel benefits accompanying this card elevate the overall user experience. With access to comprehensive travel insurance and dedicated concierge services, users can navigate their travel plans with ease and confidence. These features not only enhance convenience but also provide important financial protection for cardholders, making this card an appealing choice for frequent travelers.
Requirements to Apply for TD Cash Back Visa Infinite
- Minimum Annual Personal Income: Applicants must have a minimum personal income of $60,000 or a household income of $100,000 to qualify for the TD Cash Back Visa Infinite card.
- Credit Score: A good to excellent credit score, typically 650 or above, is required to improve the chances of approval.
- Age Requirement: Applicants should be at least 18 years old, or the age of majority in their province or territory.
- Proof of Income: Documentation such as pay stubs, tax returns, or other verified income sources may be needed to substantiate earnings.
- Canadian Residency: Only residents of Canada can apply for this credit card, showcasing a stable and confirmed Canadian address.
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How to Apply for the TD Cash Back Visa Infinite Credit Card
Step 1: Visit the TD Website or Your Local TD Branch
To begin your application for the TD Cash Back Visa Infinite Credit Card, you have two options: visit the official TD Bank website or go to your nearest TD Bank branch. Ensure you have access to a reliable internet connection if opting to apply online. The bank’s branches are equipped to answer any inquiries you may have, offering personalized assistance if needed.
Step 2: Gather the Required Information and Documents
To ensure a smooth application process, it is important to gather the necessary information and documentation before proceeding. This will include your personal identification details, such as your Social Insurance Number (SIN) and a valid government-issued ID. You will also need to provide your employment details, including your employment status and income information.
Step 3: Complete the Application Form
Proceed to fill out the application form either online or at a TD branch. The online form can be accessed through the TD website and will require you to input your personal, employment, and financial information. Ensure all details are accurate and truthful to avoid any issues with the processing of your application. If applying in person, a TD representative will assist you with completing the form.
Step 4: Submit Your Application
After completing the required fields, submit your application through the website by following the instructed online submission process, or hand in your completed form to a TD representative if applying in person. Be sure to review all your entered information for accuracy before submission. You may receive immediate feedback regarding the application status or be contacted for further details if necessary.
Step 5: Await Approval and Receive Your Card
Once your application is submitted, it will undergo a review process conducted by TD Bank. If approved, you will receive your TD Cash Back Visa Infinite Credit Card via mail within a standard processing period. Follow the activation instructions that accompany your card to start enjoying the benefits.
SIGN UP TO GET YOUR TD CASH BACK VISA INFINITE
Frequently Asked Questions about the TD Cash Back Visa Infinite
What are the key benefits of the TD Cash Back Visa Infinite card?
The TD Cash Back Visa Infinite card offers several notable benefits. Cardholders can earn up to 3% in Cash Back on eligible grocery and gas purchases, and on regularly recurring bill payments set up on the account. Additionally, customers will earn 1% in Cash Back on all other eligible purchases. This card also provides comprehensive travel insurance, complimentary Visa Infinite benefits, and access to the TD Auto Club Membership.
Are there any annual fees associated with the TD Cash Back Visa Infinite card?
Yes, the TD Cash Back Visa Infinite card has an annual fee of $120 for the primary cardholder. Supplementary cardholders can access the card for an additional fee of $50 per year for each card. The annual fee for the primary cardholder may be waived for the first year as part of introductory offers, subject to conditions set by TD Bank.
What income requirements must be met to qualify for the TD Cash Back Visa Infinite card?
To qualify for the TD Cash Back Visa Infinite card, applicants must meet specific income requirements. The minimum annual personal income required is $60,000, or a household income of $100,000. These requirements ensure that cardholders can comfortably manage the card’s exclusive benefits and associated costs.
How does the cash back redemption process work for this card?
Cardholders with the TD Cash Back Visa Infinite card can redeem their earned Cash Back credit conveniently once their Cash Back Dollar account has a minimum value of $25. Redemptions can be made anytime, directly against their account balance. It’s important to note that Cash Back Dollars do not expire as long as the account remains in good standing.
Does the TD Cash Back Visa Infinite card offer any travel insurance benefits?
Yes, the TD Cash Back Visa Infinite card provides several travel insurance benefits. Cardholders automatically receive coverage for travel medical insurance, trip cancellation/interruption insurance, delayed and lost baggage insurance, and rental car collision/loss damage insurance, among others. These insurances help ensure peace of mind when travelling domestically or internationally.
